NerdWallet has lengthy really useful placing most purchases on bank cards. Used properly, bank cards can provide profitable rewards, mean you can finance a purchase order with out curiosity and supply worthwhile shopper protections. For those who spend inside your means and also you pay your stability in full each month, utilizing bank cards for purchases is often higher than paying with money, debit or test.
» MORE: Ought to I put all this on my bank card and get the factors? Sure!
However there's a giant distinction between utilizing bank cards to purchase particular objects like a restaurant meal, clothes or a brand new fridge and utilizing them as an open-ended funding supply for issues like beginning a enterprise, paying hire or financing medical care. Once you're excited about utilizing a bank card for one thing that you possibly can simply as simply pay for with money, the issues are completely different from once you're excited about placing an expense on a card since you in any other case couldn't afford it.
At NerdWallet, we've heard many, many questions that begin with "Can I exploit a bank card to …?" or "I do know I can, however ought to I exploit a bank card to …?" No single reply will apply to each individual in each scenario, however we've written about dozens of eventualities by which folks could also be trying to a bank card as a viable choice or as a final resort.
Bounce forward to:
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Housing
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Transportation
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Well being care
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Children and schooling
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Funds
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Entrepreneurship
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Different
Housing
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Can I purchase a home with a bank card?
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Can I pay my mortgage with a bank card?
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Can I pay hire with a bank card?
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Ought to I finance a house renovation with a bank card?
Associated: Combining bank card options to make emergency repairs attainable. -
How bank card perks could make transferring simpler or cheaper.
Transportation
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Can I purchase a automotive with a bank card?
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Ought to I repay my automotive mortgage with a bank card?
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Is it a good suggestion to make use of a bank card in a taxicab?
Well being care
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I can't afford my medical payments — ought to I put them on a bank card?
Associated: Methods to preserve large medical debt off your bank cards. -
Can I exploit my HSA/FSA to repay medical payments on my bank card?
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Ought to I get a dental bank card to pay for dental work?
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Ought to I pay for beauty surgical procedure with a bank card?
Children and schooling
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Ought to I pay for little one care with a bank card?
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Ought to I pay for summer season camp with a bank card?
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Ought to I pay personal faculty tuition with a bank card?
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Is paying faculty tuition with a bank card a good suggestion?
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Can I put a pupil mortgage fee on a bank card?
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Can I repay my pupil loans with a 0% bank card stability switch?
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Can I fund a 529 plan with bank card rewards?
Funds
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Methods to use bank cards to set and handle your funds.
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Is it smart to use bank cards just for large purchases?
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Ought to I exploit my bank card or PayPal to pay for purchases?
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After I ship cash through PayPal, ought to I exploit my card to get the factors?
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Can I purchase cryptocurrency with a bank card?
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Ought to I strive bank card churning?
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Can I pay my taxes with a bank card, and may I?
Associated: 3 occasions when it would make sense to pay taxes with a bank card. -
Ought to I pay my month-to-month payments with a bank card?
Associated: Methods to autopay payments by bank card with much less problem.
Entrepreneurship
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Can I begin a enterprise utilizing bank cards as financing?
Associated: When financing a enterprise with bank cards, be scrappy. -
Can I exploit a shopper bank card for my enterprise?
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Can I finance actual property investments with a bank card?
Different
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How can bank cards lower your expenses in your wedding ceremony?
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Can I gamble on-line utilizing my bank card?
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What to learn about shopping for marijuana with a bank card.
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Ought to I exploit a bank card to donate to charity?
Associated: When to donate rewards to charity and when to offer money -
Ought to I exploit a bank card to donate to a political marketing campaign?
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Is it higher to make use of a bank card or money for purchases on trip?
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Ought to I finance a trip with a bank card?
