Costs, state laws and title loans explained.
Payday Loan Laws by State: Bans, Rate Caps and Limits
Why payday loan rules depend on your state, which states ban them or cap rates at 36%, what limits apply elsewhere, and how to check a lender's license.
How Payday Loans Work, and What They Really Cost
How a payday loan works, why a $15 fee per $100 equals an APR near 400%, how rollovers multiply the cost, and what to try first.
Car Title Loans: How They Work and Why One in Five Ends in Repossession
How car title loans work, what a 25% monthly fee means, CFPB findings on rollovers and repossessions, and options that don't risk your car.